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Paving The Way for the Future of Financial Services


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Digital Solutions for Sustainable Business

The platform will be delivered in a Platform-as-a-Service (PaaS) model, which brings an element of efficiency and scalability to the participants of the platform ecosystem

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PayV is a Banking-as-a-Service platform that empowers corporates, banks and merchants with digital propositions that focus on enabling growth and value to their businesses and associated networks.

We are set out to reimagine how financial services and digital solutions are commercialized and delivered to emerging markets, enabling seamless access to new generation financial services. 


Empowering merchants with smart and effective tools to acquire, retain, drive footfall, and increase customers' average spending

The PayVAS platform enables acquirers to empower their merchant network with a comprehensive suite of loyalty products that are deeply embedded within their payment channels. PayVAS solves the challenge of fragmented and manual loyalty customer journeys by integrating the platform with the acquirer's payment stack, ensuring that every transaction is channelled through the loyalty layer to onboard, analyze and retain customers.



PayVance enables merchants to use the future electronic receivables (POS and e-Commerce) as collateral for trade-related procurement of goods from the anchor or for Working capital loans. The servicing of the loan and interest payments are carried out daily through the platform from the amount received into the settlement account of the merchant.

This financing option is convenient and attractive to small businesses for the following reasons:

- Easy to qualify.

- Flexible & automatic repayment.

- Attracts low cost of capital.



PayVault is an end-to-end Supply Chain Financing and Collections platform that supports various working capital solutions such as invoice discounting, factoring, and dynamic discounting. While facilitating MSMEs, we will also enhance lending opportunities for Banks and lenders through the capital financing marketplace, by onboarding large public and private sector corporates along with their upstream and downstream supply chain partners.

Female Developers

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